Government to Consumer
Sahaj has been facilitated by the Government of India to offer an exclusive portfolio of several Government-to-Citizen services (G2C) at the Gram Panchayat level.
Sahaj has pledged to revamp the rural consumer landscape and enable Government serve citizens better by speedy delivery of G2C services . Sahaj G2C enlistments are end-to-end G2C solutions to citizens through integration of front-end services with the Government systems.
We provide Our portfolio of G2C Services includes payment of taxes and levies, collection services (recruitment application processing), grievance management, and issuance of certificates (providing railway tickets and exam hall-tickets), among other services. With expertise in grass-root execution, we have created the back-end for assimilating and processing data related to citizens and 'Government-to-Citizen' interaction.
Financial inclusion promotes thrift and develops culture of saving and also enables efficient payment mechanism strengthening the resource base of the financial institution which benefits the economy as resources become available for efficient payment mechanism and allocation. The access to financial services by poor would lead to their consumption smoothing and investments in health, education and income generating activities, thus expanding growth opportunities for them.
To be relevant to the rural customer Sahaj is providing services and products that are tailored to the requirement of the particular genre of customer base at the bottom of the pyramid. That too, at an affordable cost, and in a simple and easy to use format. Apart from providing very basic savings products, Sahaj is expected to proactively reach out and touch the unbanked. Sahaj is trying to bring game changing business model, which can ‘sachetise’ financial services, package them and deliver them at a price that is affordable to the consumer and profitable for the producer.
Sahaj, enabling economic independence and supporting improved economic well-being to the rural populace, so customized bank accounts are opened. Sahaj solved the problem of sending the money periodically to native place. Migrants sitting in urban centres would be able to send money effortlessly and without paying commission to the intermediaries.
Sahaj is keenly observing the performance of the pastoral populace to protect them; to see the activities in broader perspective and give purposeful direction to achieve larger societal goals. An avenue for bringing the additional savings into the savings into the formal financial channel boosting the collective economic resources.
The buying behaviour of rural consumer is influenced by the income levels and distributions and marketer’s efforts on promotional activities. The rural customers are risk avoider therefore insurance cannot apply the similar methodology that they apply to launch products in urban areas. Truly motivating factor for the rural population will be low premium and easy instalment schemes. Sahaj has provided pastoral population strong agent network understanding that insurance customers rely on personal interactions and need high level service that can be very well maintained by the rural agents. Sahaj has provided improved distribution channel and new ideas for people. Sahaj uses the block and district level forum for promoting and motivating group insurance. Sahaj will defiantly increase rural share in insurance market. Sahaj assures quick and timely relief and release of the funds for the same.
In India, education contributes to the individual’s well-being as well as the overall development of the country. The e-learning market in India is estimated to be around $3 billion and it is growing. It raises the level of education, literacy and economic development in countries where technical education is expensive, opportunities are limited and economic disparities exist...
With the number of internet users in India expected to reach 250 million, rivaling the US and second only to China, India's potential as a huge market for e-learning is enormous.
A robust internet ecosystem, with a multitude of local and global players, will help online learning make further inroads.
Once characterised by the traditional classroom model, education has metamorphosed into learning that is instant, online, self-driven and on the go. The journey of education in India, too, has been dotted with innumerable milestones—the most recent among these is e-learning.
Sahaj has understood, India’s online education market size is set to grow to $40 billion in near future. Sahaj e-Siksha brings unique advantages, the prominent being the ability to provide personalised attention to all students. Sahaj’s conventional set-up makes it possible for one-to-one tutorials. In a classroom-based set-up, this becomes difficult. Sahaj makes it possible for people living in smaller towns and villages to get access to the best possible learning resources from across the world, at a very affordable price. This helps create a level-playing field. Sahaj e-learning 2.0 delivers - Live instruction, Video content delivery, Student-to-student interactions (video-conferencing) and up-to-date materials:
e Learning courses at Sahaj helps rural populace those who are already in jobs to reskill and remain competitive without taking time off from their careers. Those registering for courses offered by e Learning @ Sahaj 2.0 are getting benefitted.
As per Government proposition, over 42,000 villages to have seamless mobile connectivity by 2018, perhaps - the biggest program within Digital India focussing mobile-first approach. Sahaj already partnering with Cyberplat is successfully recharging Mobile, DTH, Electricity Consumption Account across States and Union Territories of India. Sahaj with Cyberplat is building a payment bridge between providers and consumers to cater all their essentials payment requirements with processing mechanisms through Cyberplat API Platform. Sahaj's inventiveness - identifying and enabling all Non-conventional channels to get under one single payment platform.
Sahaj flared pastoral India with choices to avail all Telecom & DTH providers across all circles in India. Sahaj to provide top-ups for all service providers through reliable technological base and 24x7 technical support.
Sahaj believes technology can play a key role in analyzing traffic data and providing pre-emptive solutions to make traffic flow fluid, with minimal environmental impact. That is why Sahaj has introduced FASTag to its business list.
With affordability and higher purchasing power, it is very easy for both Urban & Rural space to own a vehicle in India today. Increasing vehicle sales have created a problem of road congestion and traffic pile up in all over the country. FASTag is read by the tag reader at the plaza and the toll amount is deducted automatically, when the vehicle approaches the toll plaza. Sahaj has introduced FASTag which is definitely a boon to Indian roads in respect to Digitalization for better traffic management. Banks entrusted Sahaj for issuance and Marketing of FASTag in Electronic Toll Collection (ETC) project. Currently, Sahaj is empanelled with Axis Bank, HDFC Bank & IDFC Bank for FASTag roll out.
Sahaj across the country issue Tags to the Sahaj Mitr by leveraging the strong brand of privatized banks. Customer receives SMS alerts on his registered mobile numbers for all the transactions done in his tag account. Customer gets privileged to recharge his tag account online through, Credit Card/ Debit Card/ NEFT/ RTGS or Net Banking, so no worry about carrying cash on the highways.
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Sahaj emphasis to skill youths in such a way so that they get employment and also improve entrepreneurship. Sahaj has introduced tailor-made, need-based programs that would be initiated for specific age groups which can be like language and communication skills, life and positive thinking skills, personality development skills, management skills, behavioural skills, including job and employability skills.
Sahaj has the vision to provide employment linked international level skill training to more than 1 million youth in the coming years that would be on the lines of meeting domestic as well as international demands. Organization is being actively involved in skill development training and placement since 2010. Sahaj has collaborated with Central and State Government for implementation of schemes as Training Agency.